Editorial standards
How we source, review, and present information
Trust depends on being clear about where information comes from and how it is handled. This page explains the standards that apply before any card record can be published.
How we source information
Card facts are drawn from official issuer materials — rates and fees documents, cardmember agreements, and public rewards disclosures. When something cannot be confirmed at an official source, it is not published as fact.
Facts versus commentary
Verified facts (fees, APR ranges, rewards structures) are presented in structured fields. Anthony's take, attributed community insight, and important caveats are separately labeled and omitted when reviewed content is unavailable.
How explanations are written
Editorial copy is written for beginners: short sentences, defined terms, and no jargon left unexplained. We avoid promotional language such as “best,” “apply now,” or “limited time,” and we do not rank cards.
How information is dated
Each card shows a last-verified date. That date reflects the most recent time its facts were checked against an official source, so you can judge how current the information is before relying on it.
How we handle corrections
When a fact changes or an error is found, we update the card and refresh its verified date. In a live version, significant corrections would be noted so the change history stays transparent.
Commercial transparency
This directory has no affiliate or advertising relationships today, and none influence how cards are shown. If commercial relationships are introduced later, they will be clearly disclosed and will never determine ordering, inclusion, or presentation.
Traffic and performance measurement
Vercel Analytics and Speed Insights load only in production to measure aggregate traffic and site performance. They are not used to rank cards or track outbound conversions.
Common questions
An accountable publishing process
The initial data contract and directory controls are established. Catalog composition and verification cadence remain user-supplied inputs. These standards are published openly so the implementation and future updates can be reviewed against them.